How to Read a Property Insurance Policy (and Actually Understand it)

Most homes and buildings are insured under property insurance, but how many individuals and businesses understand what they purchased?

Topics to Include:

• “All risks” versus specified perils policies
• Common exclusions in homeowners and commercial property policies 
• Valuation of losses and disputes over claim value
• Explanation of proof of loss, notice conditions, and examinations under oath
• Issues unique to property insurance such as vacancy, co-insurance penalty, and short-term rentals through popular websites
• Business interruption coverage

Speaker

John Ewell, Associate, Gerber Ciano Kelly Brady LLP