How To Read A Property Insurance Policy (and Actually Understand It)

Most homes and buildings are insured under property insurance, but how many individuals and businesses understand what they purchased?

Discussion of:

1. – “All risks” versus specified perils policies
2. – Common exclusions in homeowners and commercial property policies 
3. – Valuation of losses and disputes over claim value
4. – Explanation of proof of loss, notice conditions, and examinations under oath
5. – Issues unique to property insurance such as vacancy, co-insurance penalty, and short-term rentals through popular websites
6. – Business interruption coverage