SoFi Student Loans


Save and Simplify Your Student Loans

SoFi Student Loans

Juggling multiple student loans can be burdensome and time consuming, not to mention expensive. We understand these challenges and are pleased to offer student loan refinancing through SoFi to help NYSBA members and their family with student debt.

SoFi refinances federal and/or private student loans, as well as Parent PLUS loans, at competitively low variable and fixed rates. The great news: SoFi’s legal professional borrowers save an average of $31K*over the lifetime of their loans upon refinancing. NYSBA members receive a $300 welcome bonus** when they refinance. It takes just two minutes to find your rates.

Not yet a NYSBA member? Visit



* Lifetime savings calculation of $31,398 is based on all SoFi members with a law school degree who refinanced their student loans between 11/6/2012 and 6/30/2016. The savings calculation is derived by taking the estimated lifetime cost of existing student loans minus the lifetime cost of SoFi loans upon refinancing for SoFi law school degree members who refinanced their student loans. SoFi’s lifetime savings methodology for student loan refinancing assumes 1) members’ interest rates do not change over time (PROJECTIONS FOR VARIABLE RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE) 2) members make all payments on time 3) members make monthly payments for the full duration of their loan 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.25%. SoFi’s average savings methodology for student loan refinancing excludes refinancings in which 1) members elect SoFi loans with longer maturity than their existing student loans 2) the term length of the member’s original student loan(s) is greater is than 30 years 3) the member did not provide correct or complete information regarding his or her outstanding balance, loan type, APR, or current monthly payment. SoFi excludes the above refinancings in an effort to maximize transparency on how we calculate our average lifetime savings amount and to minimize the risk of member data error skewing the average lifetime savings amount.

** Payment will be issued electronically once you become a SoFi borrower; you have submitted a completed application with documents and your loan has been disbursed. Offer good for new customers only.